Insurance or bank for your pillar 3a? What is safer?Pillar 3a is an essential component of the Swiss pension system. It enables Swiss residents to save money for their retirement and thus leads to a tax reduction. Pillar 3a offers a wide range of investment options and is an important supplement to the first and second pillars. But is an investment with a bank still safe? The recent events at Credit Suisse and Silicon Valley Bank show that even the largest banks cannot be considered absolutely safe.