Underinsurance happens when the replacement value of a damaged item exceeds the amount it’s insured for. This concept is especially important for expats insuring their households. Simplecare is here to help you understand underinsurance so you can secure the safety of your new home in Switzerland.

Switzerland’s pension system is not always easy to understand for newcomers – but familiarizing yourself with it early is worth it! Here, we explain how to plan your retirement, what income gaps might arise, and how to maintain your standard of living in old age.

It is an unpleasant, but unavoidable question in pension planning: “How is my family protected in the event of my death?” In Switzerland, your surviving family members receive only limited pension benefits – we’ll explain exactly what that entails and which income gaps may arise.

Should you ever become unable to work due to a disability in Switzerland, the government will grant you a pension to replace a certain part of your income. However, many newcomers aren’t aware of how these systems work and how high the income gaps are. Simplecare is here to show you how you can insure and protect your family against emergency situations.

In 2025, Switzerland’s private pension system, known as pillar 3a, will undergo significant changes. Contribution limits are rising, and for the first time, you can make certain retroactive contributions. This creates new opportunities to enhance your retirement strategy and optimize your tax situation. Simplecare is here to inform you about the pension updates for 2025.

We all want to give our children a great start into adulthood. To secure the capital for that first apartment, their education, or a language stay, it is more important than ever to start planning early. The child saving plan insurance is a flexible solution that efficiently builds up saved assets and protects your children in case of illness and accident.

Medications are getting more complex. New pharmaceuticals are always being developed, hitting the market at sometimes exuberant price points. The Federal Statistical Office estimates that 12% of all healthcare spending is due to medication alone. Simplecare is here to show you what is covered by your insurance and how much you have to pay for critical medication, vaccinations, and check-ups.

Electric vehicles are on the rise, and especially so in the Swiss consumer market. Their range, charging time, and affordability are approaching the tipping-point of mass-adoption, and the canton of Zurich has some of the best incentives for electric vehicle owners. From insurance deals to tax exemptions and fuel savings, here’s everything you need to know to benefit from EV ownership in Zurich.

Healthcare costs are on the rise. Premiums will increase by an average of 9% in 2024, and further hikes are predicted in the coming years. In this environment, a large portion of the Swiss population is looking for ways to ease their financial burdens. This is where splitting, or distributing insurances among different providers, comes into play. So, why might it be advantageous to close basic and supplementary insurance with different health insurers?

Switzerland is a great destination for expats, but they face an overwhelming amount of work just to get settled in. Simplecare is here to lead you through everything you need to know to start living like a Swiss native.

The journey of pet ownership, while filled with moments of joy, also brings with it the responsibility of ensuring the health of your furry friends. Navigating this path becomes significantly smoother with Calingo. As a Swiss-based, pet-owner-founded insurance company, Calingo has firsthand understanding of pet owners' needs and concerns. They cater to every pet breed, age, and even those with preexisting conditions.

In the digital world we live in, not only has our daily life changed, but so have the methods fraudsters use to reach their victims. One growing area of this is the online housing and vehicle market. Due to the increasing prevalence of fraud tactics in these areas in Switzerland, it is crucial to be aware of potential threats and how to avoid them.

In Switzerland, the foreign driving license is only valid for up to one year after entry. Therefore, it is crucial to convert it within 12 months after arrival, provided it would still be valid at the time of conversion. If you miss this deadline, we strongly advise against continuing to drive in Switzerland and instead rewrite your foreign driver's license as soon as possible.

In Switzerland, there are numerous ways for individuals to optimize their tax burden and thus save money. In this article, we will introduce you to Swiss tax optimization methods, from lump-sum tax deductions to the right choice of residence and ecological measures. Learn how you can effectively use these methods to reduce your personal tax burden and benefit from other advantages at the same time. Let our tips inspire you and find out about the best strategies for your individual situation.

Motor vehicle insurance in Switzerland is required by law for every vehicle owner. It protects the owner and other road users from financial damage that may result from an accident. There are different insurance categories and benefits, which are based on the individual needs of the vehicle owner. Finding a suitable insurance policy is important in order to be financially protected in the event of damage and at the same time not to incur unnecessary costs. In this article, you will learn more about motor vehicle insurance in Switzerland and which aspects you should consider when choosing the right insurance.

Do you work in Switzerland for a foreign employer without a place of business in the country? In this case, you are considered an ANobAG (employee without a contributory employer). In this article, you will learn everything important about the topic of ANobAG in Switzerland.

Are you new to Switzerland and would like to find out about the deadlines for registering with a health insurance company and the possible consequences of missing the registration deadline? In this article, we explain everything you need to know about registering with a Swiss health insurance company and calculating the penalty premium.

When you move to Switzerland, seeing a doctor may not be high on your list of priorities. Nevertheless, you should find out about and see a doctor early on so that you are prepared in case of an emergency. This article tells you everything you need to know.

Legal protection insurance is a useful safeguard to protect against high costs in the event of legal disputes. It allows policyholders to take advantage of financial assistance to cover legal fees, court costs and other expenses that may be associated with a legal case. The insurance covers various areas of law, which have been summarized in the following article.

Pillar 3a is an essential component of the Swiss pension system. It enables Swiss residents to save money for their retirement and thus leads to a tax reduction. Pillar 3a offers a wide range of investment options and is an important supplement to the first and second pillars. But is an investment with a bank still safe? The recent events at Credit Suisse and Silicon Valley Bank show that even the largest banks cannot be considered absolutely safe.

Learn all about personal liability insurance in Switzerland, its coverage, benefits, and the most common claims that occur to policyholders. Personal liability insurance in Switzerland is one of the most important insurances that every resident should have. It protects you financially from the consequences of damage you cause to other people or their property. In this article, we will explain what the coverage of personal liability insurance in Switzerland includes, what benefits it offers, and what types of damage occur most often to the insured.

Health insurance in Switzerland can seem confusing at first for newcomers. In this comprehensive guide, we would like to provide you with all the important information you need to make the best decision for your health insurance as a newcomer and to be optimally covered.