Switzerland’s pension system is not always easy to understand for newcomers – but familiarizing yourself with it early is worth it! Here, we explain how to plan your retirement, what income gaps might arise, and how to maintain your standard of living in old age.

It is an unpleasant, but unavoidable question in pension planning: “How is my family protected in the event of my death?” In Switzerland, your surviving family members receive only limited pension benefits – we’ll explain exactly what that entails and which income gaps may arise.

Should you ever become unable to work due to a disability in Switzerland, the government will grant you a pension to replace a certain part of your income. However, many newcomers aren’t aware of how these systems work and how high the income gaps are. Simplecare is here to show you how you can insure and protect your family against emergency situations.

In 2025, Switzerland’s private pension system, known as pillar 3a, will undergo significant changes. Contribution limits are rising, and for the first time, you can make certain retroactive contributions. This creates new opportunities to enhance your retirement strategy and optimize your tax situation. Simplecare is here to inform you about the pension updates for 2025.

We all want to give our children a great start into adulthood. To secure the capital for that first apartment, their education, or a language stay, it is more important than ever to start planning early. The child saving plan insurance is a flexible solution that efficiently builds up saved assets and protects your children in case of illness and accident.

Pillar 3a is an essential component of the Swiss pension system. It enables Swiss residents to save money for their retirement and thus leads to a tax reduction. Pillar 3a offers a wide range of investment options and is an important supplement to the first and second pillars. But is an investment with a bank still safe? The recent events at Credit Suisse and Silicon Valley Bank show that even the largest banks cannot be considered absolutely safe.